Coverage
Petroleum operators carry a stacked program — no single carrier writes all of it on one form. These are the lines we assemble across the specialty market.
Customer bodily injury and third-party property damage — slip-and-fall, dispenser-area incidents, c-store premises liability.
Learn more →Station structure, canopy, dispensers, c-store building, signage, business personal property, business income, and equipment breakdown.
Learn more →Third-party injury, property damage, and cleanup from petroleum releases — spills, drive-off contamination, and gradual seepage.
Learn more →UST and AST coverage for sudden and gradual releases, corrective action, and EPA financial responsibility compliance.
Learn more →Third-party injury and property damage from the sale or service of alcohol at c-stores — required in most states for beer, wine, or spirits.
Learn more →Owned, hired, and non-owned vehicle coverage for fuel-haul, delivery, and employee-driven errand exposure.
Learn more →Statutory coverage for c-store clerks, fuel attendants, and maintenance staff — rated to gas station class codes.
Learn more →Employee theft, money and securities loss, robbery, and inside-the-premises theft for high-cash-handling operations.
Learn more →Data breach, payment-card compromise, ransomware, and business interruption affecting point-of-sale and dispenser payment systems.
Learn more →Higher limits over primary general liability, commercial auto, and employer’s liability — standard on multi-pump and c-store-with-liquor operations.
Learn more →Quotes in 1–2 hours during business hours.